Terms and Conditions and Privacy Policy

Last Updated: January 21, 2025

Please read these Terms and Conditions ("Terms") carefully before using the Vantagelife.ai platform and services ("Service") operated by WarmTro ("Company," "we," "us," or "our"), in collaboration with Vantage Financial Alliance.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service

Vantagelife.ai is an AI-powered business assistant platform designed to help users manage, analyze, and act on their business communications and data. The Service utilizes artificial intelligence technologies to provide summaries, recommendations, and organizational tools based on user-provided content.

3. Eligibility

You must be at least 18 years old and capable of entering into a binding agreement to use this Service. By using the Service, you represent and warrant that you meet these eligibility requirements.

4. Account Registration

To use certain features of the Service, you may be required to register for an account. You agree to provide accurate and complete information during registration and to keep your account credentials confidential. You are responsible for all activity that occurs under your account.

5. Subscriptions, Fees, and Billing

Access to the Service may require a paid subscription. By subscribing, you agree to pay all applicable fees. We reserve the right to change pricing at any time with reasonable notice. All fees are non-refundable unless otherwise stated.

6. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Upload content that is offensive, defamatory, or violates any third-party rights
  • Attempt to gain unauthorized access to any part of the Service
  • Use the Service to transmit malware or engage in phishing activities
  • Reverse engineer or attempt to extract the source code of the Service

7. Intellectual Property Rights

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of WarmTro or its licensors. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. User Data, Security, and Ownership

You retain full ownership of your data. We implement industry-standard security measures to protect your information. However, no method of transmission over the Internet is 100% secure. Please review our Privacy Policy for full details on how we collect, use, and protect your data.

9. Third-Party Services

The Service may integrate with third-party services. Your use of such services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party providers.

10. AI-Generated Content and Disclaimers

AI-generated summaries, insights, and recommendations are provided for informational purposes only and should not be considered professional advice. You are responsible for verifying the accuracy and applicability of any information before acting on it.

11. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the fullest extent permitted by law, WarmTro and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service.

13. Indemnification

You agree to indemnify and hold harmless WarmTro, Vantage Financial Alliance, and their affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

14. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause. Upon termination, your right to use the Service will immediately cease.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law principles.

16. Changes to Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting the new Terms on this page. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

17. Contact Us

If you have any questions about these Terms, please contact us at:Email: ai@vantagelife.ai

PRIVACY POLICY

Last Updated: January 21, 2025

This Privacy Policy describes how WarmTro ("Company," "we," "us," or "our"), in collaboration with Vantage Financial Alliance, collects, uses, and shares information in connection with your use of the Vantagelife.ai platform ("Service"). Please read this Privacy Policy carefully.

1. Information We Collect

We may collect the following types of information:

  • Account Information: Name, email address, and payment information when you register.
  • Usage Data: Information about how you use the Service, including interactions with the AI features.
  • Content Data: Information you provide through the Service, such as uploaded documents, notes, meeting recordings, and communications.
  • Device Information: IP address, browser type, and operating system.

2. How We Use Your Information

We use your information to:

  • Provide and maintain the Service
  • Process transactions and send related information
  • Personalize and improve your experience
  • Communicate with you about updates, promotions, and support
  • Monitor and analyze usage trends
  • Ensure security and prevent fraud

3. AI Processing of Your Data

Our AI systems process your content to generate summaries, insights, and recommendations. This data is used solely to provide the Service and is not shared for advertising purposes.

4. Data Security

We implement robust security measures to protect your data, including encryption and access controls. However, no method of transmission or storage is completely secure.

5. Data Ownership

You retain full ownership of all content you upload or create through the Service. We do not claim any ownership rights over your data.

6. Information Sharing

We may share your information with:

  • Service Providers: Third parties who assist us in operating the Service.
  • Vantage Financial Alliance: Our partner organization for integrated services.
  • WarmTro Affiliates: For internal business purposes.
  • Legal Compliance: When required by law or to protect our rights.

7. Third-Party Providers

The Service may integrate with third-party tools (e.g., Google Workspace, Zoom). Their privacy policies govern their handling of your data.

8. No Sale of Personal Data

We do not sell your personal information to third parties.

9. User Responsibilities

You are responsible for maintaining the confidentiality of your account and for the content you upload to the Service.

10. Data Retention

We retain your data for as long as your account is active or as needed to provide the Service. You may request deletion of your data at any time.

11. Your Rights

Depending on your location, you may have the right to:

  • Access, correct, or delete your personal data
  • Object to or restrict processing
  • Request data portability
  • Withdraw consent

To exercise these rights, contact us at ai@vantagelife.ai.

12. Children's Privacy

The Service is not intended for users under the age of 18. We do not knowingly collect data from children.

13. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We take appropriate safeguards to protect your data.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page.

15. Contact Us

If you have any questions about this Privacy Policy, please contact us at: Email: ai@vantagelife.ai

Subscript